🧠Welcome to The Fit Budget Tracker This template helps you build discipline across two major life pillars: fitness and finances. Use this tracker to log your workouts, spending, and investing progress over the next 30 days.
A. 30-Day Habit Challenge
| Day 1 | 20-min workout | Track all expenses | â–¡ |
|---|---|---|---|
| Day 2 | Stretching routine | Review budget | â–¡ |
| Day 3 | 30-min cardio | No impulse purchases | â–¡ |
| Day 4 | Strength training | Check investment accounts | â–¡ |
| Day 5 | Rest day (stretching) | Find one expense to cut | â–¡ |
| Day 6 | HIIT workout | Calculate savings rate | â–¡ |
| Day 7 | Yoga session | Weekly finance review | â–¡ |
| Day 8 | 45-min workout | Set a savings goal | â–¡ |
| Day 9 | Core exercises | Pack lunch for tomorrow | â–¡ |
| Day 10 | Cardio + stretching | No-spend day | â–¡ |
| Day 11 | Full body workout | Research investment option | â–¡ |
| Day 12 | Low-impact cardio | Track net worth | â–¡ |
| Day 13 | Strength + mobility | Review subscription services | â–¡ |
| Day 14 | Rest day (walk) | Bi-weekly review | â–¡ |
| Day 15 | Interval training | Make a budget adjustment | â–¡ |
| Day 16 | Focus on form | Calculate debt payoff date | â–¡ |
| Day 17 | Cardio challenge | Read finance article | â–¡ |
| Day 18 | Strength training | Check credit score | â–¡ |
| Day 19 | Active recovery | Plan low-cost weekend | â–¡ |
| Day 20 | New workout routine | Calculate monthly expenses | â–¡ |
| Day 21 | Challenge workout | 21-day milestone review | â–¡ |
| Day 22 | Endurance focus | Check retirement accounts | â–¡ |
| Day 23 | Flexibility work | Meal prep for savings | â–¡ |
| Day 24 | HIIT session | Review emergency fund | â–¡ |
| Day 25 | Rest day (stretching) | Set investment contribution | â–¡ |
| Day 26 | Strength + cardio | Identify financial goal | â–¡ |
| Day 27 | Targeted workout | No-spend challenge day | â–¡ |
| Day 28 | Endurance test | Monthly budget review | â–¡ |
| Day 29 | Recovery session | Calculate savings progress | â–¡ |
| Day 30 | Celebration workout | 30-day financial review | â–¡ |
Day Fitness Task Finance Task Done?
B. Fitness Log
| Date | Workout Type | Duration | Intensity (1-10) | Notes |
|---|---|---|---|---|
C. Budget Tracker
| Month | Income | Expenses | Savings | Savings Rate |
|---|---|---|---|---|
| $ | $ | $ | % | |
| $ | $ | $ | % | |
| $ | $ | $ | % | |
| $ | $ | $ | % |
Category Breakdown:
| Category | Budget | Actual | Difference |
|---|---|---|---|
| Housing | $ | $ | $ |
| Utilities | $ | $ | $ |
| Food | $ | $ | $ |
| Transportation | $ | $ | $ |
| Healthcare | $ | $ | $ |
| Entertainment | $ | $ | $ |
| Fitness | $ | $ | $ |
| Miscellaneous | $ | $ | $ |
D. Investment Journal
| Date | Investment Type | Amount | Notes |
|---|---|---|---|
| $ | |||
| $ | |||
| $ | |||
| $ | |||
| $ |
Investment Goals: